Hurricane Damage and Insurance Claims
As Floridians, we are bound to have experiences unique to our geography. Hurricanes are the most costly storms in the world. Every year, billions of dollars are spent just to repair the damage caused by these massive storms. Fortunately, most of our property can be insured against hurricane damage. Most of us pay for costly wind damage / hurricane insurance to avoid being wiped out by a weather related tragic event.
However, part of the job of an insurance adjuster is to give you the lowest amount of money for your claim as possible. In this way, the insurance companies maintain their high profit margins. Larger companies have always operated under the philosophy that "profit is king." In an attempt to increase profits, they will often utilize means that border on outright deception.
At times, unless you have experienced legal representation, your claim will simply be denied, or even ignored. Insurance companies have thirty days to notify you of your decision, and often times thirty days is just too long to wait for your claim. Another common ploy is to send "partial settlement checks." Insurance companies may send you an extremely small amount of money for your claim, and often people are confused into thinking that this is the amount to which they are entitled. Remember: the job of an insurance adjuster is to keep their company from spending too much money. They can control many things about your claim, and can try refuse you many rights based on your contract, but they can never deny you your right to consult an attorney.
This is why you need legal representation. The job of an attorney is to make sure that the claim settlement you receive is fair, especially to you, the insured party. Because most insurance companies want to pay you less than you deserve, attorneys "push back," so to speak, working to get the maximum justifiable settlement possible for you.
Insurance company executives are not likely to care what Florida residents go through every year during hurricane season. The prospect of losing everything is all too real for us, and we know that hurricanes cannot be taken lightly. As Floridians, we at Viles and Beckman understand the unique aspects of hurricane insurance claims and are more than willing to work hard to help you get the maximum claim settlement possible. Because the money you receive is so vital to helping you recover your life, hurricane insurance claims will be dealt with in such a manner that we will not be subtracting our attorney fees from your claim agreement. Instead, we will charge fees of the insurance company directly, on top of your settlement. Simply stated, we will represent you at no cost to you, even after your settlement.
Do you have a hurricane insurance claim?
The attorneys at Viles and Beckman, LLC are dedicated to help you get the just compensation you deserve. If you have experienced a loss due to hurricane or high winds, fill out the form on the right side of this page to request your free case review, or call Viles and Beckman, LLC at 1-800-64-VILES (1-800-648-4537)
If you're in Southwest Florida (Naples, Bonita Springs, Cape Coral, Fort Myers area) you may prefer to call our Fort Myers, FL number: (239) 334-3933 - after our attorneys review your case, we will contact you to discuss your next steps. Make the call NOW.
Related Links
National Hurricane Center (Opens a new window)
Hurricane Health and Safety (Opens a new window)
Tips on Medical Devices and Hurricane Disasters (Opens a new window)
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