Do You Have A MetLife Injury Claim In Fort Myers?
Dealing With MetLife Insurance After An Auto Accident or Motorcycle Accident? You Are NOT Alone. A MetLife Injury Claim Can Be Challenging, But You Can Trust Viles & Beckman to Fight For Your Recovery With Every Breath In Our Body.
Auto accidents can be a lot to handle for a victim and their family. Medical bills aren’t cheap… Combine that with being put out of work due to an injury, and you’ve got a challenging situation for any family to endure.
When you add an insurance company into the mix (whose job is to pay out as little as possible for your claim), victims find themselves battling to get the money they deserve.
We’ll often hear of someone who thought they “won” their claim, only to find out the compensation they received is simply not enough for their FULL recovery. Working with a MetLife injury claim can be particularly difficult as they are notorious for paying out even less than most other insurers.
If you or a loved one has been injured in an accident, you don’t have to deal with the insurance companies alone. An experienced MetLife Injury Claim Lawyer will fight for the compensation you need to make a complete recovery. We have been proudly serving Florida for over 40 years, handling automobile and motorcycle accident claims against MetLife for injured clients. Our legal team is prepared to pursue your claim with MetLife’s adjusters and lawyers to get you exactly what you need.
What Is The Process For Dealing With A MetLife Injury Claim
Currently ranked as the 16th largest auto insurance company in the United States, MetLife is an insurance provider that operates in all 50 states. Since 1868 they have provided Americans with insurance to help protect their homes, cars, and their financial futures.
Unfortunately, filing an injury claim with any insurance company isn’t exactly known for being a smooth process. MetLife is no exception. Regardless of how the insurance company ranks, if you’ve been injured in a car accident and the driver had insurance through MetLife, you still deserve compensation for your injuries.
Once the accident has been reported to MetLife, you’ll typically hear from an insurance adjuster shortly after. The adjuster’s job is to gather as much information about the accident, damages, and injuries as possible to determine how much your claim is worth. We strongly recommend you speak with an experienced MetLife injury claim lawyer BEFORE speaking with a MetLife insurance adjuster. Don’t find yourself in a situation where you’re getting paid less than you deserve. Your lawyer will provide the representation you need to get the maximum compensation for your injury claim.
A MetLife injury claims adjuster will be looking for the following documents from you:
Once you’ve connected with an adjuster, you can expect EVERY single word that comes out of your mouth to be recorded. They will inquire on details surrounding the events that led to your injuries and document your responses to produce your “official statement.” Your recording can and will be carefully dissected to find any gaps in your story that can be used to reduce or outright deny your injury claim. There is rarely any benefit for giving a recorded statement, and it should never be done before speaking with a lawyer.
Medical Release Authorization
This provides documentation to MetLife, allowing them access to your medical records. But not just your current medical records from the accident; they’ll get access to ALL of your medical records since birth! The main concern (which we often see) is that insurance companies will gain ammunition to argue that your injuries are from a pre-existing condition rather than the accident. They’ve been known to bring up records from years in the past in an effort to avoid paying you. If a MetLife insurance adjuster asks you to sign a medical release or any other type of authorization form. DON’T. Speak to a Fort Myers personal injury claims lawyer to discuss your situation first.
How Does MetLife Determine What My Injury Claim Is Worth?
To determine what your injury claim is worth, MetLife (and many other insurance companies) often use a software named Colossus. By using this software, MetLife claims that they can be more consistent with their payouts while erasing the possibility of human error or bias. However, it’s often believed that this software enables MetLife to justify severely underpaying victims.
Regardless if MetLife is reviewing your case with a person or with software, there are some factors they use to determine how much they think your case should be worth:
- Any injuries that were documented
- Medical treatment received for the injuries
- The duration of medical care (how long it takes to recover)
- Contact information for any medical professionals involved in your treatment
- Average costs for treatments in your area
- Any costs you sustained from the accident
- Use of a seatbelt and other safety measures
- Any other aggravating factors in the case
- Calculated lost wages
- How long you may be disabled for and the severity.
If you’ve received an evaluation from MetLife and they’ve determined your case is worth less than what you believe is fair for your claim – you’re in the right place. Reach out to an experienced MetLife injury claim lawyer right away to discuss your case and ensure that MetLife is paying you the maximum amount for your injury claim.
ALWAYS Contact A Lawyer Before Working With MetLife For Your Injury Claim
MetLife and every other insurance company are for-profit organizations. They’re businesses that would no longer exist or be able to serve you if they weren’t generating a profit. It comes as no surprise that their primary goal is to pay you as little as possible or completely deny an injury claim.
Before providing your MetLife insurance adjuster with any information or signing any forms, you should always contact an injury claim lawyer for guidance. We can take over your claim and start by providing you aggressive representation so that you can focus on your recovery. Our team will help ensure any information provided to MetLife is accurate, in your best interests, and can’t be used against you. If MetLife denies your claim or you believe your payout is insufficient, then we’ll help determine the best course of action to pursue your claim.