If you’ve been hurt in an automobile accident, the last thing you wish for is to fight with your insurance company. While the insurance company’s settlement offer is unlikely to cover future medical costs or major vehicle repairs, you may be tempted to take it to end the ordeal.
You will have a tenacious advocate fighting for your right to full compensation when you work with Viles & Beckman Law Firm. We can help you with any insurance claim you need to make or the personal injury lawsuit you must file. Schedule a free phone consultation with our Charlotte County personal injury lawyers for legal representation.
A Charlotte County Car Accident Attorney Can Help Prove Liability with Skills and Resources
Florida’s personal injury laws are intricate. To begin with, Florida follows contributory negligence law, which means injured parties can collect compensation even if they were partially to blame for the incident.
However, depending on the degree to which each party was at fault, the principle of comparative negligence may necessitate that victims file separate lawsuits against each negligent party.
Your car accident attorney in Charlotte County will work with you to gather information to determine the at-fault party and the extent of negligence. Our firm has a long track record of winning cases for our clients because of our meticulous attention to detail.
For a free legal consultation with a car accident lawyer serving Charlotte County, call (239) 334-3933
Comparative Negligence Law in Charlotte County Car Accident Cases
In most situations, a vehicle accident happens because a motorist is reckless. Negligence is failing to exercise reasonable care in a specific scenario. If you don’t have insurance and still wish to claim damages, you’ll have to prove that the other person was at fault.
Before you may sue the defendant, you must demonstrate that the defendant’s negligence directly caused your losses. However, there are numerous cases where the blame may be ascribed to both parties. If two drivers collide, each will bear part of the blame.
When both drivers are at fault in an accident, Florida uses a comparative negligence approach to determine who is entitled to compensation and what proportion of their losses should be compensated.
This rule requires jurors to evaluate all relevant information when calculating damages and assigning fault among drivers. If it is judged that the plaintiff (the party that filed the complaint) is partly at fault, their compensation (if any) shall be reduced in line with this regulation.
Charlotte County Car Accident Lawyer Near Me (239) 334-3933
What Damages Are Entitled to Compensation in Car Accident Injuries?
Florida has minimum insurance requirements that are a must for all drivers. Other than insurance, you are eligible for other types of damages. After reviewing your case, we can provide a more accurate estimate of your losses; but, in general, you may be entitled to compensation for the following:
- Medical costs, present, and future
- Financial losses (both current and prospective)
- Potential income loss
- Care for the sick at home
- Hospitalization for rehab
- Wheelchairs, canes, and walkers, together with other mobility aids
- Rehabilitative exercise
Pain and suffering, mental agony, and emotional distress are all examples of non-economic damages for which you may be able to seek financial compensation after an accident. The party may compensate damages like this in blame or the party’s insurance company.
Florida Insurance Requirements
All motorists in Florida must have proof of insurance in their cars at all times. Personal Injury Protection (PIP) and Property Damage Liability (PDL) insurance must be at least $10,000 in Florida.
In a “no-fault” state like Florida, the policyholder’s insurance pays for medical bills and lost wages regardless of who was at fault for the accident. A personal injury lawsuit might be filed against you if the damages from an accident you caused were more than the policy limits of your insurance provider.
Contact your insurance company immediately if you’ve been in a car accident. After obtaining all the facts provided in your accident report or any existing police record, insurance companies will make a blame assessment.
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How Will Florida Insurance Laws Impact your Car Accident Claim?
In Florida, PIP insurance pays for medical and disability expenses up to $10,000 if you get checked out within 14 days after an accident. However, if a doctor deems that your illness is not urgent, your insurance company will only pay $2,500.
Your insurance provider may deny payment for medical expenses or even claim that you caused your injury by avoiding treatment if you do not get checked out. PIP policies are required by law to pay for at least 80% of medical, surgical, and x-ray costs and 60% of lost earnings or income. If you were seriously hurt in the collision, though, the $10,000 cap wouldn’t come close to covering your hospital bills and other costs.
Florida Car Accident Statute Of Limitations
After a car accident, you only have a limited amount of time to claim damages. The statute of limitations establishes a deadline for submitting a claim. Personal injury and property damage claims in Florida have a four-year deadline from the incident’s date.
The basic rule that you have four years from the date of the accident to file a claim has several exceptions. Florida’s statute of limitations must be followed in all lawsuits. Consult with our car accident lawyers in Charlotte County, FL, today.
Contact Our Law Firm Today for a Free Legal Consultation
To consult with one of our Charlotte County car accident lawyers, schedule a consultation with us. We have an excellent legal team that will fight for your rights and assist you in collecting the compensation you are owed. We strongly believe that victims of negligence should have an equal chance of success in court against powerful insurance providers and their teams of lawyers.
We can take a bold and successful stance against even the biggest firms because of our decades of expertise and track record of success. Moreover, there are zero hidden fees involved. Unless we reach a favorable settlement for you or win at trial, we will not be compensated for our services.