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You can negotiate with the insurance company after a car accident. However, negotiating without help on your side from a legal professional can decrease your chances of getting fair compensation for all of your losses.
Fortunately, you can hire a Fort Myers car accident lawyer to handle the negotiation process on your behalf. An attorney can fight for you and will even take your claim to court if the insurance company refuses to make you a fair offer.
Can You Negotiate with the Insurance Company After a Car Accident?
While you can choose to handle insurance settlement negotiations on your own after a car crash, you improve your chances of making a full financial recovery by allowing a lawyer to handle the negotiation process for you.
Why Allow a Lawyer to Negotiate with the Insurance Company?
A Fort Myers personal injury lawyer can step in to handle all of your legal needs after a crash, including those related to settlement negotiations. You can select an attorney with experience and a reputation for successfully handling negotiations.
Attorneys know how to handle the tactics insurance companies use to deny claims or downplay the losses sustained by injury victims. Your lawyer can level the playing field when it comes to negotiations and carefully review every offer made by the insurance company to determine if it fairly covers your losses.
You don’t have to worry about what to say or do during negotiations when you have an attorney on your side. So, while you can negotiate with the insurance company after a car accident, it’s usually in your best interests to allow a skilled legal professional to handle this process.
Expect More, Receive More: Legal Support That Feels Like Family
What Compensation Can You Get if You Negotiate with the Insurance Company?
An insurance settlement can cover all of your losses after a motor vehicle accident. Depending on your circumstances, a settlement may provide you with compensation for your:
Medical Expenses
Your attorney can push to bring you funds to cover all of your medical bills after a crash. A settlement could cover everything from your emergency treatment to your time in a hospital and every physical therapy appointment.
Lost Wages
You may miss a significant amount of time at your job while you’re healing after a crash. Your settlement may cover your lost pay and diminished earning potential in some cases.
Pain and Suffering
Your settlement should cover the non-economic effects of your crash. For example, you could get funds to pay for your:
- Emotional distress
- Pain
- Mental suffering
An attorney can determine a fair value for these losses before beginning settlement negotiations, making it harder for the insurance company to undervalue your claim.
Property Repairs
Settling with the insurance company may also allow you to get the money you need to cover the costs of repairing your damaged or destroyed property. You can learn more about the funds available through a settlement by reaching out to an attorney for help.
How Long Does it Take to Negotiate with the Insurance Company?
Settlement negotiations can take a significant amount of time, especially if you try to handle them on your own. The insurance company can try to drag out the negotiation process, hoping that its delay tactics will convince you to accept a subpar offer or even give up on your claim altogether.
The process can take months, even if you work with a car accident attorney. However, your attorney can work to minimize the time it takes to get the compensation you need by countering stall tactics and keeping your claim moving.
Click To ContactDo You Have to Accept a Settlement After a Crash?
You do not have to accept a settlement from the insurance company after a car accident. In fact, if the insurance company repeatedly refuses to make you a fair offer, an attorney can help you bring a lawsuit against the liable party, instead.
You need an attorney on your side if you want to file a personal injury lawsuit. A lawyer can ensure that you understand your situation, explain all the steps you need to take, and provide the representation you deserve throughout the legal process.
Talk to Us About Negotiating With the Insurance Company After a Crash
So, can you negotiate with the insurance company after a car accident? You can choose to handle the settlement negotiation process on your own after a crash. However, by doing so, you may risk leaving money on the table.
Instead of negotiating on your own, you can turn to our team at Viles & Beckman for professional help and steadfast support. We know how to handle insurance companies after an accident. In fact, we draw on over 40 years of combined experience to handle the negotiation process.
We’ll work tirelessly to secure a settlement that covers all of your losses. If the insurance company won’t make a fair offer, you can rely on us to assist with a personal injury lawsuit, instead. Contact us now to learn more about how we can help.
