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Truck accident claims in Florida generally involve Personal Injury Protection (PIP), property damage liability, and bodily injury liability insurance policies. In some cases, these claims will involve other, less common, types of insurance.
A Fort Myers truck accident lawyer can give you more information about what types of insurance are involved in truck accident claims. An attorney can also get to work on your claim immediately, working tirelessly to bring you compensation to cover all of your losses.
What Kinds of Insurance Are Involved in Truck Accident Claims?
Multiple types of insurance are typically involved in trucking accident claims in Florida. These kinds of insurance can include:
Personal Injury Protection (PIP) Insurance
According to Florida’s insurance requirements, motorists must purchase PIP coverage before operating a vehicle. This form of insurance can cover medical expenses sustained by the purchasing driver, regardless of who caused a collision.
PIP coverage typically comes into play when dealing with trucking accident claims.
Property Damage Liability (PDL) Insurance
Florida also requires motorists to carry PDL insurance policies. These policies can cover property damage caused by the collision. Generally, the at-fault party’s PDL coverage will cover the cost of vehicle repairs.
Bodily Injury Liability Insurance
Depending on the severity of your losses, bodily injury liability insurance may also apply in a truck accident claim. This form of insurance can provide extra coverage for your medical expenses and lost wages.
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Other Forms of Insurance Potentially Involved in a Truck Crash Claim
Several other forms of insurance may come into play during a truck accident claim. Florida allows motorists to purchase other types of insurance, and so any of these policies could potentially apply in your situation.
- Collision coverage
- Comprehensive coverage
- Towing coverage
- Uninsured/underinsured motorist coverage
A Fort Myers personal injury lawyer can review your situation and explain all forms of insurance that could potentially help cover the losses you experience after a trucking accident.
How Do You Get Compensation Through a Truck Accident Insurance Claim?
You can get fair compensation for your losses after a crash by working with a truck accident attorney who can negotiate with the insurance company on your behalf. An attorney can handle all aspects of the negotiation process for you, fighting tirelessly to resolve the claim in your favor.
You can rely on an attorney to carefully review any settlement offers made by the insurance company, comparing them against your losses.
An attorney can also look for all insurance policies that may allow you to seek compensation after a collision. You do not have to go through this complicated and complex process on your own.
Click To ContactWhose Insurance Covers Your Losses After a Crash?
In some cases, your insurance will kick in to cover the expenses you face after a trucking crash, regardless of who caused the crash. However, if your losses exceed a certain threshold or if other conditions apply, the insurance covering the at-fault party may provide you with compensation for your losses.
In these situations, your attorney will need to investigate and identify the party responsible for the crash. In some cases, an attorney may help you seek the funds you need from:
- The trucking company
- The truck operator
- Another motorist
You can get professional help identifying all potentially liable parties by reaching out to a skilled personal injury law firm for help after your crash.
Do You Have to Accept an Insurance Settlement for Your Truck Crash?
You do not have to take a settlement from the insurance company after every trucking accident in Florida. In some cases, your attorney may focus instead on filing a lawsuit against the at-fault party and bringing you compensation through litigation.
Going through the court system may extend the time you have to wait for compensation. Additionally, you may have to pay court fees if you bring a lawsuit against the liable party.
Your attorney can give you more information about all available methods to secure compensation for your losses.
Talk to Us About Your Claim After a Truck Accident
So, what types of insurance are involved in truck accident claims in Florida? These claims may involve PIP, property damage liability, and bodily injury liability insurance. In some cases, other types of insurance, like comprehensive and collision, may apply after a crash.
You can get information about the specific types of insurance policies that relate to your claim by reaching out to our team at Viles & Beckman for help and legal support. Our law firm has over 40 years of combined experience, and we know what it takes to assist our clients after trucking accidents.
We can take on the insurance company on your behalf, and we’re fully prepared to help with a personal injury lawsuit when necessary. We work tirelessly to ensure that you get maximum compensation so you can make a full financial recovery after a crash.
